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Savings and Deposit Accounts Rates
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Effective
April 1, 2013
|
Member Shares (Savings)* |
Dividend
Rate |
|
APY1 |
|
Minimum (ABD) average daily balance to earn
dividends $100.00 |
0.10% |
|
0.10% |
Money Market Account |
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|
|
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$2,500.00 - $9,999.99 ($2,500 minimum ADB2
to earn) |
0.10% |
|
0.10% |
|
$10,000.00 - $24,999.99 ($10,000 minimum ADB2
to earn) |
0.13% |
|
0.13% |
|
$25,000.00 - $49.999.99 ($25,000 minimum ADB2
to earn) |
0.18% |
|
0.18% |
|
$50,000.00 - $99,999.99 ($50,000 minimum ADB2
to earn) |
0.22% |
|
0.22% |
|
$100,000.00 + ($100,000 minimum ADB2
to earn) |
0.30% |
|
0.30% |
|
Minimum (ABD) average daily balance to earn
dividends $2,500.00 |
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Member Sharedraft (Checking)* |
0.05% |
|
0.05% |
Member E-Checking* |
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$0.00 - $25,000.003 |
1.49% |
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1.50% |
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$25,000.01 & Up3 |
0.30% |
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0.30% |
|
Must meet E-Checking Requirements to Qualify for
Dividends |
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Other Savings* |
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Club |
0.10% |
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0.10% |
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IRA4 |
0.25% |
|
0.25% |
1Annual Percentage
Yield
2Average Daily
Balance
3If Requirements
are not met, APY is 0.00%. Requirements are that the
account must have direct deposit, be enrolled in
estatements, and have 12 Signature POS transactions
per month.
4A 10.00 Annual Maintenance Fee applies
to all IRA accounts.
*Accounts closed prior to month end forfeit all
dividends for the month. Rates disclosed exclude
Business or Organization Accounts - Call Credit
Union for information
Fees could reduce the earnings on the account
Share accounts are variable rate accounts and are
subject to change without notice. |
Regular & IRA4
Certificate of Deposit (CD) Account Rates
Effective April 1, 2013
TERM5 |
|
MINIMUM
DEPOSIT |
Interest
Rate |
APY1 |
|
6 Months |
$1,000.00 |
0.20% |
0.20% |
|
12 Months |
$1,000.00 |
0.25% |
0.25% |
|
24 Months |
$1,000.00 |
0.40% |
0.40% |
|
36 Months |
$1,000.00 |
0.50% |
0.50% |
|
60 Months |
$1,000.00 |
1.09% |
1.10% |
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6 Months |
$20,000.00 |
0.25% |
0.25% |
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12 Months |
$20,000.00 |
0.30% |
0.30% |
|
24 Months |
$20,000.00 |
0.50% |
0.50% |
|
36 Months |
$20,000.00 |
0.65% |
0.65% |
|
60 Months |
$20,000.00 |
1.34% |
1.35% |
1Annual Percentage
Yield
4A 10.00 Annual
Maintenance Fee applies to all IRA accounts.
5If certificate is redeemed prior to Maturity Date, a
penalty of 90-days interest will be charged.
Fees could reduce the earnings on the
account
Advertised Rates are subject to change without
notice |
For Fees and Other Terms Please speak to a Member Service
Representative |
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